No Need To Fear Going To The Lawyer
Have you found yourself needing a good attorney to take on your case? Do you feel that you need to learn more about what you can expect from a lawyer? Read on and learn how you can find the perfect lawyer.
Before you hire a lawyer, sit down and define the problem that you have. Sometimes, you may find that your situation is not bad enough to warrant a lawyer. Understanding exactly what you are going through can help save you a lot of money over time with a lawyer and court fees.
Make it clear up front that you would like your legal fee agreement in writing from your lawyer. This will help you avoid the surprise of an unexpectedly high bill. Make sure that all expenses and fees are itemized, so that you'll have a clear understanding of what exactly you are paying for.
Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.
Before signing contracts, be sure the lawyer has won some cases that are similar to yours. Simply because your lawyer may be knowledgeable about your case doesn't guarantee he or she is the right candidate for it. Ask a few questions to your lawyer if you cannot find any information on their website.
Make sure you understand the costs associated with a particular lawyer ahead of time. Before you even begin the process of seeking someone out, you need to think about what you can afford. As you call different lawyers, discuss fees and the payment schedule. Do not be surprised later on!
Find a referral service to get a top notch lawyer. You may be able to find a wonderful lawyer from this service. Some services screen lawyers very carefully but others only provide clients with a list of every lawyer in the area. Others list any favorable lawyer by the state bar's standards that keeps liability insurance. Look at their qualifications to pick the referral service that works best for you.
Prior to hiring your lawyer, you should get in touch with your area's bar association in order to find out if he or she has any filed complaints from others. If there are complaints, research them to see whether you should consider hiring a different attorney.
Speak with a general lawyer to see if they know of a lawyer that works with your kind of a case. Keep in mind that each lawyer specialized in one type of legal problem and it is best to get a referral from your lawyer for a lawyer who has extensive experience with the kind of issue you are dealing with. If you have a retained lawyer, he is invested in keeping you happy; therefore, he will steer you toward the best lawyer for your case.
Figure out what school your lawyer attended. While it is one of many things you should find out, it should hold some weight. If they went to a better school, they are likely more experienced. A lawyer that's great may be from a school that's not that great, but you shouldn't hesitate to ask about this stuff when looking over the options you have.
Any lawyer who guarantees victory after an initial consultation isn't one that you want to hire. A good lawyer should know that nothing is simple, and there is no guarantee of success. You should look for this when choosing a lawyer.
If you are going through a divorce, do not use the same lawyer that your estranged spouse is using. Many people use a familiar firm, but that is a big conflict of interest when it is the same one used by your ex. Look around and try to find someone comparable.
You should wait a while after you meet an attorney before deciding whether or not to hire them. After the first meeting, call a few times to see how long it takes for them to get back to you. If it is not an acceptable time, you should hire someone else.
If you are getting a divorce, and the details do not involve child custody or complicated details, consider settling out of court. If the divorce is simple and nothing is being contested, an out of court agreement can be drawn up by an attorney. The agreement only needs to be finalized by a judge with no legal representation by either party required.
Use the Internet when vetting your lawyer. The web is an amazing tool that will really help you understand the strengths and weaknesses of your potential lawyers. You may find forum references about the lawyer you're considering. There may be great testimonials that sway your choice. You may even see a bit of their track record. Any which way, you've got a lot of intelligence at your finger tips.
Make sure you consider how much time and money you'll have to spend on a lawyer. In addition, you should also consider any lost income due to time spent away from your job. Put in the necessary work to figure out how much of an impact a lawyer will make on your budget. You wouldn't want to spend tens of thousands of dollars towards an attorney for a case in which the dispute is over a couple click here hundred dollars.
As you go about researching and selecting a lawyer; consider soliciting the opinions and experiences of friends and family members that have encountered legal needs similar to yours. By consulting with someone you trust and who has gone through the same sort of situation in which you find yourself, you are far more likely to identify a legal practitioner who is suited to your specific needs and interpersonal style.
Really understand why you need a lawyer. This may seem obvious - but if you don't fully grasp the situation, it'll make choosing that much more difficult. Lawyers all have strengths in different areas. Sometimes a generalist will work, and other times you'll definitely need a specialist. Know what you need before the selection process.
If you have any problems at all with a lawyer, from personality conflict to discomfort with fees, keep looking. Don't agree to anything that makes you uncomfortable or causes you concern. For example, some unscrupulous lawyers want clients to sign a blank check to keep on hand. Naturally, this is not a good idea!
As you can see, it's not too hard to find and deal with a lawyer once you have more knowledge. The tips shared here are a good starting off point. Use what you learned and your time with a lawyer can be time well spent in order to win your case.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."